Flexible deployment models designed
Leverage our customized white-labelled fintech IT solutions are available in two models
Get complete control and flexibility! Easily deploy the eWallet solution within your own infrastructure. Enjoy the benefits of a one-time licensing fee and customize the solution to your specific needs.
Get the SaaS version of the solution with a cloud-based wallet-as-a-service. Experience rapid implementation, automatic updates, and cost-efficient scalability, all with no infrastructure maintenance on your end.
Mobile Money /eWallet:
eWallets are appearing as a fast, secure, and easy payment mode employing multiple payment and multi-currency features. HSB Infotech provide an exceptional digital payment ecosystem, offering a wide array of features including peer-to-peer and peer-to-merchant transactions, effortless contactless payments, and convenient airtime recharges to enhance customer engagement and satisfaction.
Our ewallet simplifies the compliance due to fewer regulatory requirements. It facilitates seamless transactions directly from banks without the need to preload or maintain a balance in the wallet. The wallet also allows comes with various other benefits where the users can easily pay utility bills and top up airtime directly from their digital wallet apps. The concept of referrals and rewards can be offered to boost user engagement.
NFC & QR Code Payment
Near Field Communication (NFC) technology is transforming the world and for good reason and has become go-to choice for quick and secure transactions. With just a tap of a smartphone or card, payments are completed in seconds. This means shorter queues and happier customers. NFC uses advanced encryption and tokenization making it secured against fraud and data breaches. Most modern smartphones and cards come NFC-enabled which attracts more and more customers.
While NFC is making a major difference in the space, QR code payments are proving to be an omnipresent payment method which is universally accessible with a camera or scanner of any smartphone. QR codes are versatile as they can store additional information like loyalty points or promotional offers which adds value to each transaction.
Ensure compliant and Amazingsecure digital wallet service
- PCI SSF compliant
- Strong authentication
- Face verification
- Biometric authentication
- Tokenization & encryption
- Periodic web pentesting
- Anomaly detection & prevention
- Advanced encryption algorithm
- Periodic SAST,DAST,SCA scans
- Straightforward authorization rules
Our e-wallet solution is completely flexible and scalable to customize to your requirement. Let’s connect to understand about our white-labelled e-wallet solution. Contact us now (button)
Card Management
Simplify the intricate processes involved in issuing, activating, and managing prepaid cards with our intuitive and user-friendly platform, empowering users with greater control and accessibility.
In today's cashless society, prepaid cards have emerged as a versatile financial tool, offering convenience and control for both individuals and businesses. However, with various types of prepaid cards available in the market, understanding the differences and selecting the right one can be a daunting task.
type of Prepaid cards
- Retail-specific closed loop prepaid cards. Examples include popular department stores, fashion brands, and online marketplaces.
- Gift cards and loyalty programs.
- Transportation or toll payment cards.
Employee benefits
- General Purpose Reloadable (GPR) prepaid cards – Manage personal finances, make purchases, and withdraw cash from ATMs.
- Payroll cards and government benefits cards.
Travel and foreign currency prepaid cards
- Prepaid cards tied to specific merchant networks used exclusively within their establishments or affiliated businesses.
- Co-branded prepaid cards
- offered in collaboration with airlines, hotels, or retail brands.
Prepaid cards with limited acceptance – fuel stations, grocery stores.
HSB Infotech strives to take your business one step forward with its robust prepaid card solution. With our solution, you get the benefit of:
Contactless transactions with tokenization |
Offer all – issuance, activation, & management |
Customizable & configurable capabilities |
Enable card payments in seconds |
Dashboard to manage & monitor prepaid cards |
Robust security to protect customer funds & data |
Integrate seamlessly with the existing systems |
Rewards and loyalty programs |
License & SaaS models – Choose what suits the best for your business needs |
Issue card in any currency |
Prepaid card issuance at your fingertips!
A step-by-step process to seamlessly issue prepaid cards to your customers!
Get started
Sign up on our card platform to begin issuing and managing prepaid cards.
Issue card
Add user details to easily onboard them & issue branded prepaid cards.
Topup - card
Easily add funds to prepaid cards to ensure users get instant access to their money.
Spend
Let your customers use their prepaid cards with convenience & security.
So, are you ready to redefine your business with our Card Solution? Don’t get left behind – find out which type of prepaid card is most suitable for your requirement.
International Remittance
Offer a comprehensive solution for cross-border payments, ensuring speed, cost-effectiveness, interoperability, and transparency in transactions, thus fostering seamless global financial connectivity for your clientele.
Banks
Enable your bank to deliver fast and affordable remittance services to your customers. Expand into new corridors, automate FX, & gain an extra edge.
Fintechs
Grow your fintech business by offering global money transfers in a secure & compliant way. And scale effectively with our flexible API integrations.
NBFCs
A customizable platform designed for NBFCs meets unique needs, ensures compliance, efficiency, and cost-effectiveness. Disburse payments instantly & reap our banking relationships.
MTOs & SMEs
Empower your business with our user-friendly platform & competitive pricing to delight your customers and effectively compete in the global remittance market.
Cross Border Remittance
We offer features beyond your expectations!
Automated AML screening |
Multi-currency corridors |
Advanced encryption algorithm |
Comprehensive admin dashboard |
Tailored loyalty programs & rewards |
Reliable & secure international P2P remittances |
Periodic web pentesting |
Periodic SAST,DAST,SCA scans |
Data-rich reporting & analytics |
Customizable alerts & transaction thresholds |
Facilitate your cross-border payments with our simple and secure Cross Border Solutions
eKYC /Onboarding
Implement a robust eKYC solution to streamline the customer onboarding journey, bolstering security measures and ensuring compliance while minimizing friction and enhancing the overall experience for customers. Powered by AI our eKYC detects facial features via selfie-based live image/video capture to ensure the legitimacy of customers.
eKYC – Make your business fast, reliable & safe for your customers
Your business remains secure and your customers at peace. Our face verification comes with security features beyond your expectations!
Liveness detection
Captures live biometric data & analyzes micro-expressions, blinks, and gestures to confirm real face.
Livene3D mask attack detection
Detects spoof attacks that use 3D masks made of silicone, latex, plastic, cloth, and more.
Presentation attack detection
Identifies spoof attacks presented to the camera - 2D printed photo, cut-out paper mask, & hi-res digital photo/video.
Configurable confidence score
Provides a confidence score between 0 - 100 for adjustable security levels based on your use case.
Leverage Our Face Verification
Fast & secure verification |
Accessible for everyone – passwordless |
Keeps all identity frauds at bay |
Improves customer experience & satisfaction |
Seamless customer onboarding |
Increases conversion rate |
Lower friction, higher security |
In-depth analysis of facial features & movements |
Easy selfie-verification for customers |
Near instant accurate results |
Bypaas attack detection |
AI-powered efficiency
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Make your business the face verification expert!
Agency Banking
Enable banks to extend their reach and services to underserved areas through a reliable and scalable agency banking solution, facilitating financial inclusion and fostering rapid expansion of the customer base. Extend your banking network with our reliable and cost-effective agent banking solution. It enables you to amplify your number of transactions, upsell other banking products, and expand your customer base.
Agent Banking Solution – Everything your bank can do and beyond!
Get a plethora of benefits for your bank and provide the best branchless banking services.
Boost financial inclusion
Stay ahead in providing banking services to distant and remote rural geographical areas. Also extend banking to unbanked and unregistered customers.
Enhance your customers’ experience
Provide easy banking accessibility to your customers, even the ones living in the farthest. More flexibility and convenience for existing customers.
Reduce your operational costs & boost your revenues
Branchless banking will reduce your operational cost which adds to your revenue. By encouraging performance-based commission for agents, you can expand customer intake too.
Increase revenue streams for banks & agents
With increasing customer base, the number of revenue streams for your bank multiples, and creates opportunities to the agents to onboard many customers.